E-security and e-commerce
E-commerce (electronic commerce) or online shopping means conducting business on the Internet and involves selling and buying of goods or services online. Nowadays, many reputable companies are embarking on this mode of conducting business for wider market coverage.
E-security or internet security covers a range of activities to keep electronic information secure. More and more online purchasing and business are conducted every day so it is important for parents to understand how to protect their computer and finances if they are going to partake in e-commerce and purchase things online.
Reputable online shopping websites provide their clients with secure online transactions. Just by sitting in front of a computer, a buyer can confirm his/her purchases and make an online payment. The goods purchased will be shipped and sent directly to the buyer’s address.
Unfortunately, online purchases can sometimes cause you hassle in the form of delayed delivery of goods, the quality of goods does not match the description on the website or the goods never arrive!
Basic tips for parents
- Poor e-security or internet security can result in the corruption of files and can enable criminals and others to access personal and financial information. E-security measures provide protection from unwanted intentional and unintentional intrusion into computers, file corruption and data loss. Ensure you have the latest computer security programs such as virus checkers, up to date web browsers and malware detection in place before partaking in e-commerce.
- E-security or internet security covers a range of activities to keep electronic information secure. It is advised that parents familiarise themselves with best practice to ensure they are not victims of an e-security breach.
- Poor e-security or internet security can result in the corruption of files and can enable criminals and others to access personal and financial information.
What to do before making and online transaction
Online websites provide specific information that is important to pay attention to before conducting online transactions. This includes:
- The seller’s name, address and telephone number
- The seller’s e-mail address (if available)
- A description of the goods or services
- The total price and a detailed statement of the terms of payment
- The date the goods or services will be supplied
- The currency under which amounts owing are payable
- An explanation of how the goods will be shipped to you
- The seller’s return or exchange policy, if any
- You must be given a copy of the contract
- The website must have a secured protocol
- Beware of Wi-Fi hotspots. Unknown hotspots are not secure and allow hackers to capture any and all data that’s flowing to and from the hotspot, enabling them to steal personal and confidential information (logins, passwords, email messages, attached documents) stored on your mobile device.
- Look for websites that provide secure payment (known as an encryption) – a padlock icon will be shown on the screen while you are filling in the payment details
- Beware of scams and unsolicited offers. The advertised website could be malicious, and download malware to your computer. Or it could be a scam, meaning you would never receive what you ordered!
- Do not trust the search engine results. Search Engine Optimization attacks are a way for cybercriminals to game a search engine’s ranking algorithm in order to push websites to the top of keyword search lists.
- Beware of emails saying “Hey, check out the holiday sale going on here!” or “This place has a 50 per cent off Eid sale!” The sender’s computer could be unknowingly infected by malware programmed to go through email address books and send malicious links to everyone in them.
- Protect your privacy. Do not simply disclose your personal details.
- Double check whether the company has a privacy statement that tells you what they will do with your personal information.
- Make sure you know the trader’s full details. Those details can be used as backup information if you need to lodge a fraud report. If the seller does not disclose the necessary information, you are recommended to find another seller.
What Can You Do to Protect Yourself?
- Check on the product through phone or e-mail.
- Pay by credit card and keep track of all transactions.
- If you are paying online, make sure the website is secure. You need to look for the company security seal or a security statement.
Online banking is defined as an online banking system that offers just about every traditional service available through a local branch. It enables the clients of the bank to conduct banking transaction much faster via the Internet. Despite the advantages of online banking, customers also face risks such as identity theft and credit card fraud. The following tips can help ensure a secure online transaction.
- Keep your passwords, Personal Identification Number (PIN) and card numbers confidential. Do not share your password or PIN with anyone. Change your password regularly and use different passwords for different websites. Make it difficult for others to guess your password by using a combination of letters and numbers.
- Look for the lock icon before entering personal information on a website, look for the “lock” icon in your browser. A closed lock or padlock indicates that the website is secure. Another feature of a secure website is the when the URL starts with ‘https: //’.
- Use a firewall: Install the latest firewall program on your computer to track intrusions.
- Install computer security updates. Most computers operating systems enable users to update their computer’s security system to protect the data from spyware, viruses and other threats.
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